Commentary: CFPB should be subject to checks and balances

01/11/2012 | AmericanBanker.com (free registration)

Alex J. Pollock, a resident fellow at the American Enterprise Institute, writes that the Consumer Financial Protection Bureau has been designed to be "independent" of checks and balances. Mr. Pollock argues that the agency should be subjected to certain checks and balances, including appropriations by Congress and requiring cost-benefit analysis of its rules.

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