Smart strategies for spending credit card rewards

01/21/2013 | Lifehacker

If you've racked up a lot of rewards on your credit cards, using them for travel can be a smart decision, Melanie Pinola writes. "It is also, however, often very frustrating and complicated to try to take advantage of, thanks to eligibility restrictions, expiration dates, and limited award seats on airlines," she writes. Depending on the situation, it might also be wise to use your rewards to get gift cards or cash back.

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