More people opting for life without credit cards

02/8/2010 | USA Today

The number of people who choose not to carry credit cards is expected to increase. While the average U.S. consumer has five credit cards, some are choosing not to use them or never even open up accounts in the first place. Credit cards "make me really nervous, and I've never felt comfortable having one," said Emily Maddox, 24, of Knoxville, Tenn.

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