Annuities offer protection as 4% rule crumbles, experts say

02/12/2013 | AdvisorOne

The 4% rule for retirement withdrawals has an anticipated failure rate of 57% because of low interest rates, write William Byrnes and Robert Bloink. Retirees concerned about outliving their financial resources might do better with annuities, which have been improved with critical-care riders that can cover long-term-care expenses or provide cash if the benefit is never used, Byrnes and Bloink write.

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