Why aren't banks lending to small businesses?

02/14/2012 | Small Business Trends

Although the economy is recovering, getting a bank loan remains a difficult proposition for small businesses, Barry Moltz writes. Part of the problem lies with regulators, who implemented strict rules to avoid another collapse in the banking system, he writes. The FDIC needs to encourage small-business lending, and a fund should be created to funnel more funding to small companies, he writes.

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