Exec: Annuities can cover retirees' varying needs

02/27/2013 | Financial Advisor online

"Laddering" annuities can give clients the resources to meet their changing financial needs over the course of retirement, writes Douglas Dubitsky of The Guardian Life Insurance Company of America. "[B]uying variable or fixed products that produce income in stages makes it possible for your clients to create a tailored rising income stream" as they age and become less independent, he writes.

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