Sponsors should rethink retirement-plan approach, expert says

03/5/2013 | AdvisorOne

Inertia and procrastination are among the top five problematic investor behaviors that will never change, and retirement-plan sponsors should rethink plan structures to work around them, says Greg Kasten, founder of Unified Trust. For example, Kasten says, plan sponsors should give participants a savings goal at enrollment meetings if they don't have one. Putting participants in a target-date fund is not enough, he says.

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