Opinion: Financial literacy could lessen debt, bankruptcy

Average high school graduates are unprepared for balancing checkbooks or setting budgets, even though people are beginning to make independent financial choices at a younger age, according to a California state assemblyman and the chairman of a financial literacy nonprofit. Average graduates score just above 50% on a test of financial literacy, with minorities and lower-income students scoring even lower.

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San Jose Mercury News (Calif.) (free registration)

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