Tight credit disproportionately hits minority borrowers

03/18/2014 | Washington Post (tiered subscription model), The

About 1.2 million U.S. borrowers who would have qualified for mortgages in 2001, before the housing boom, do not meet today's tougher credit standards, according to an Urban Institute analysis. Minorities represent a disproportionate share of this population. As a result, they are excluded from the opportunity to build wealth as the housing market recovers.

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