Evaluating long-term care insurance

04/8/2013 | Financial-Planning.com

Long-term care insurance is undergoing significant changes, including the advent of gender rating. Phyllis Shelton, president of LTC Consultants, says now is the time to buy the insurance, before changes take effect. In addition, Shelton says combo products provide a benefit even if the policyholder never uses the long-term care insurance.

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