Annuities offer answers to longevity risk, market risk

04/15/2014 | USA Today

Given steadily lengthening lifespans, outliving savings ranks as one of the risks confronting retirees, writes Dan Ritter. One solution is to restrain spending during retirement. He adds, "There are a couple of other time-tested ways to hedge against longevity risk, such as annuity products that provide lifetime payments." Annuities can also offer protection against market risk.

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