Tapping home equity is one way to cover a shortfall:

04/19/2012 | National Underwriter Life & Health · MarketWatch

Retirees with home equity can utilize it to help bridge any monthly shortfall they face, according to Fidelity Investments. While the firm didn't specifically recommend taking out reverse mortgages, a growing number of advisers say such products are the best way for older Americans to harness home equity. Other income-boosting strategies that Fidelity recommends include buying annuities and delaying retirement.

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National Underwriter Life & Health · MarketWatch

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