Study: "Consumer-directed" health plans cut costs, but could affect quality

05/8/2012 | Chicago Tribune

The federal health care law could expand the use of "consumer-directed" health insurance plans, which could reduce costs for employers but lead to poorer quality care for workers, according to a study by Rand. Such plans often have high deductibles and low premiums, and users make fewer visits to health care specialists, use fewer brand-name drugs and have fewer elective hospital admissions, the study found.

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