Most people underestimate retirement health care costs

Data indicate 9 in 10 Americans expect to devote less than 20% of their retirement income each month to medical and dental care, but the truth is they should plan to spend 30% on such care, writes Victor Epstein. "This survey revealed most Americans are unrealistic about some of the repercussions of lifestyle choices and aging -– specifically, that as you get older, your health is apt to decline and your need for health care increases. That need for additional care also means there will be additional costs," says Dr. Philip Hagen of the Mayo Clinic.

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