Credit remains tight for small businesses

Small businesses continue to struggle to get loans, leaving many owners to turn to more expensive forms of debt such as credit cards, which in turn can make it even harder to qualify for more affordable loans. Banks are also struggling as low interest rates make it hard for them to eke out a profit. Some bank officials say they haven't tightened credit, but they are taking a closer look at financial statements before lending.

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News Journal (Wilmington, Del.) (tiered subscription model), The

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