Get a grip on your financial fundamentals

06/13/2011 | Bloomberg Businessweek

Don't wait until you need a bank loan before you learn your way around a financial statement, says Bill Hettinger, co-author of "Finance Without Fear." Forget "classical accounting" and focus instead on your cash-flow statement, Hettinger says. "It will show you whether, at the end of the month, you have money left over after you pay your bills," he says.

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