Checking your credit just got personal

06/19/2008 | Wall Street Journal, The

Amid a softening economy, the credit-card industry is examining more than just a customer's credit score before approving an application and setting lending limits. Some major issuers, according to this article, are taking into account where prospective cardholders live and their profession, among other things. "We are being more targeted in managing risk prudently within appropriate customer segments," an American Express spokeswoman said.

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Wall Street Journal, The

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