Sixty percent of small-business owners confess to not putting enough money aside for retirement, and nearly three-quarters say they're concerned about being able to maintain their desired lifestyles after they stop working, according to an American Express survey. Some small-business owners count on the sale of their companies to finance their retirements, but financial advisors caution against this tactic. "They're not diversifying. They're not spreading the risk if all their assets are in one company's stock," financial planner David O'Brien said.
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