LTC misconceptions are common among middle-income boomers

08/7/2013 | National Underwriter Life & Health

Middle-income boomers underestimate by half the cost of a year in a nursing home and overestimate the hourly rate of in-home health aides by more than twice the actual cost, while many said they were unable to guess at such costs, according to a study by Bankers Life and Casualty. Only 36% of respondents said they think they will need long-term care, but 70% are expected to eventually require such care, the study found. In addition, 56% of respondents said they have had no talks about how they would finance long-term care.

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