So far this year, 84 banks have failed in the U.S., compared with 25 in 2008 and three in 2007. Even as scattered signs of economic recovery appear, some analysts predicted that deteriorating commercial real estate loans will bring down an additional 100 to 300 banks. The Federal Deposit Insurance Corp. has 416 banks on its "problem list." No matter what the government does, it will take some time for the banking sector to work through its commercial loan problems, experts said.
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