The end of no-fault insurance requirements in Florida means that for the average driver, premiums will go down and risks will go up. Under current no-fault rules, the first $10,000 of medical bills, a portion of lost wages and a death benefit are taken care of. After Oct. 1, you may have to go to court to get those expenses reimbursed. If you happen to be the at-fault driver, you'll be facing the lawsuits.
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