What patients need to know about health insurance exchanges

09/29/2013 | Kaiser Health News

Public health insurance exchanges are designed for legal residents who do not qualify for Medicare, Medicaid or employer-sponsored health insurance, and people whose estimated incomes are below a certain threshold may qualify for subsidies and tax credits, which may be paid to the insurer or claimed on that year's tax return. The exchanges, also called marketplaces, will allow consumers to compare premiums, deductibles and copays of various plans, which may include preferred provider and health maintenance organizations.

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