What to do when the bank vault slams in your face

10/5/2010 | CNNMoney/Fortune

When your bank says no, it's not the end of the world. Verne Harnish rounds up five small-business owners who "found" the cash they needed in their own operations, including a landscaper who joined a barter network and a consultant who audited recurring expenses. Another tip: Bill twice a month instead of once so your cash flow matches up better with your payroll.

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