Premium is only one consideration when shopping for a health plan

11/5/2013 | CBS MoneyWatch

Millions of Americans might qualify for health insurance that ends up costing them nothing after federal credits are applied, but a free plan is not necessarily the best deal. The no-cost plans will be bronze-level plans that do not cover vision or dental care and have higher copayments than silver- or higher-level plans. Consumers must weigh those out-of-pocket expenses against the cost of buying a more comprehensive plan.

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