Many pilots fly a rental or training aircraft with the assumption that insurance isn't their responsibility -- that the owner of the aircraft, the flight school or FBO, is responsible. Some pilots, more than you'd imagine, just flat out believe an accident won't happen to them. These are dangerous thoughts to have because accidents happen to even the best pilots, and while it's true the FBO or school insures the airplane, these businesses are protecting themselves, not you. Read more here.
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