"[S]tates have wide latitude in the setting of deductibles, co-payments and co-insurance" allowed in dental plans sold through Affordable Care Act exchanges, this article says. Some states require parents to purchase pediatric benefits but others do not, and states may determine what is an "adequate" number of dentists participating in exchange-sold plans. Services required to be covered may also vary from state to state. Plans in Utah, for example, must cover pediatric dental cleanings and sealants, but are not required to cover fillings.
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