According to a study by The Williams Group, when very wealthy families pass money from the generation earning it to the next, that wealth is lost 70% of the time. Facing this trend, some financial planners have begun to call on counselors who can help wealthy families learn to talk about money and work through troubled relationships that could jeopardize the funds. "What is the purpose of a family's wealth? What is it supposed to do? These are questions a portfolio manager wouldn't even know to ask," said Charlotte Beyer, founder and chief executive officer of the Institute for Private Investors.