Who is preparing for retirement?

12/24/2012 | SmartBrief/SmartBlog on Finance

In the past, many Americans relied on Social Security and company pensions to fund their retirement. Today, Social Security does not pay enough for some people to be comfortable in their retirement, and most companies have eliminated pensions. Therefore, making 401(k) and IRA contributions are critical to people's retirement to ensure that they have enough money once they stop working. The average American contributes $1,325 to retirement accounts per year, but what types of Americans are most likely to contribute? Who contributes to 401(k) accounts? What about IRA accounts? Where do these Americans live?

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