Kaiser Permanente is breaking from its policy of avoiding big annual deductibles by offering Californians insurance policies that may cost half the price of its standard offerings, but come with a $1,500 annual deductible and a $250 deductible for brand-name drugs. Under the plan, patients will pay "market rate" for doctor visits, lab tests and hospital stays until they meet the deductible. Preventive health care will cost a nominal fee, and while market rates will be charged for brand name drugs, generic drugs will cost only $10.

Related Summaries