The average individual spends about 2% of their income on out-of-pocket health care expenses, but low-income workers with chronic medical conditions such as diabetes and asthma are spending more on care as employers shift the burden of higher health costs to employees, a new study says. The study shows the number of individuals spending 5% or more of their income on out-of-pocket costs jumped 48% to 2.2 million people from 2001 to 2003.

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