About 2.1 million of the 3.6 million women-owned home-based businesses in the U.S. are operated with children at home, the Center for Women's Business Research reported. If you find yourself trying to tackle any combination of being a wife, mother and small-business owner, remember to use a planner to stay organized, set strict guidelines for work time and family time, and allow yourself to say no to the things for which you really don't have time.

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