The federal government cannot spend money for roads, flood insurance or beach renourishment on land near South Carolina's Capt. Sam's Inlet. A developer hopes to create new homes there, but future homeowners could pay upward of $40,000 a year for private flood insurance. The developer has asked U.S. Rep. Henry Brown, R-S.C., to introduce legislation to remove the government ban, which also would allow residents to be eligible for the National Flood Insurance Plan. This has created a public outcry about taxpayers "pay[ing] for someone else's risky development" and subsidizing the wealthy.