Billy and Lourdes Jones have had trouble paying their family's medical bills since their daughter was diagnosed with ADHD, which their insurer does not cover. Under Sen. John McCain's health care plan, they would be able to purchase insurance at a cost of $10,000 to $15,000 and receive a $5,000 tax credit, although their benefits would be taxed. Sen. Barack Obama's plan, which mandates coverage for children, would also allow the Jones' to choose another plan and theoretically would reduce their premiums by about $2,500.

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