In this Wall Street Journal opinion piece, Federal Reserve Chairman Ben Bernanke writes that the economy and financial markets are facing complicated challenges, but that he believes policymakers are taking the necessary steps to meet those challenges. "I am not suggesting the way forward will be easy," Bernanke writes. "But the tools are in place to respond effectively and with force. ... Their application, together with the underlying power and resilience of the American economy, will help to restore confidence to our financial system and place our economy back on a path to vigorous growth."

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