The U.S. government's economic rescue plan is largely based on a revival of securitization, but some economists say creating jobs is a better, simpler way to boost the economy. "We need to get jobs and incomes flowing, not credit," said Randall Wray of the Center for Full Employment and Price Stability. Securitization defenders, however, say that done right, the process is beneficial. "There's nothing wrong with securitization per se," said Eugene White, an economics professor at Rutgers University. "The problem emerged because of these 'exotic' developments whereby the owner of the final product had no clue as to the underlying assets."