Virginia has approved a uniform application that small businesses can use when asking about their rates. The four-page form, available on the State Corporation Commission Bureau of Insurance's Web site, is expected to reduce paperwork because it can be filled out once and sent to multiple companies. "The idea of just having to fill out one really cuts back on the burden and paperwork for small-business owners," said Julia Ciarlo Hammond, the Virginia state director for the National Federation of Independent Business.

Related Summaries