Far from being the solution to the problems with government-funded retirement and health care problems, the private sector has even bigger problems of its own, writes Daniel Gross. "We could be in for a couple of years of slow growth, cost-cutting, and a weak employment market, which would only accelerate the trends of companies shedding health care and slashing 401(k) benefits. And we haven't even discussed the crisis surrounding old-style defined-benefit pension plans."

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