Florida Gov. Charlie Crist has signed into law a bill to require health insurers to pay out-of-network physicians directly, instead of sending checks to patients. Crist says some patients pocket the money and don't pay the medical bill, which makes providers reluctant to provide out-of-network care. Opponents claim it will increase out-of-pocket costs for patients and make it less likely that physicians will offer discounts for in-network services.

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