JPMorgan Chase, the first major financial institution in the US to report third-quarter results, said quarterly earnings increased to $3.59 billion. However, the bank warned that it likely will not reach its full earnings potential for a couple of years as consumer woes continue. JPMorgan put $2 billion into reserves to cover troubled loans. The bank's results exceeded analysts' expectations and helped boost the Dow Jones Industrial Average to more than 10,000. Hear JPMorgan CEO Jamie Dimon discuss the state of the financial-services industry at SIFMA's annual meeting.