American International Group was much closer to financial collapse at the end of a Jan. 28, 2008, conference call involving 21 AIG and Goldman Sachs executives than it had been prior to that, according to The New York Times. AIG wanted Goldman to return some of $2 billion paid to Goldman for losses on complex mortgage securities that had, in essence, been insured by AIG. Goldman refused and said it was owed even more money. Nothing was settled by the end of the call. Now, the U.S. Securities and Exchange Commission wants to know whether any of Goldman's demands of the insurer added stress to the mortgage market.