People in their 30s are dealing with harsh financial realities, with more focusing on debt instead of savings. Financial advisers say they're meeting desperate clients who have been downsized at a time when they were buying homes and having children. "They all had these lifestyles of high expenses," said investment adviser Susan Spraker of Spraker Wealth Management. "Now they are dealing with the shock of 'What do we do now?' "

Related Summaries