On Deck Capital makes short-term loans at high interest rates to businesses with strong cash flow that might not otherwise be able to get financing. The loans, which are generally less than $30,000 and carry annualized interest rates of up to 36%, are repaid through daily deductions from the borrower's bank account. Most commenters on a New York Times blog are outraged by the interest rates the company charges, but one provides a long discussion of small-business borrowing options.

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