Smart companies anticipate and prepare for the worst, from the loss of major clients to the accidental destruction of key assets, writes Breanne Potter. Such worst-case scenarios will hopefully never happen, Potter notes, but if they do you'll be glad you had a contingency plan in place. "When you plan for disasters, if you ever say 'that could never happen' then you are just one step closer to your own Deepwater Horizon tragedy," she writes.

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