Sen. Blanche Lincoln, D-Ark., is considering a compromise that would give commercial banks a couple of years to spin off their swaps-trading desks to their subsidiaries. The latest proposal also would give the Federal Reserve the power to offer emergency aid to swaps dealers. Courtney Rowe, a spokeswoman for Ms. Lincoln, said that the compromise did not water down the original measure. The banking industry said that the compromise failed to address its concerns. "The restrictions under the new proposal are not much different than complete divestment," said Scott Talbott, senior vice president of government affairs for The Financial Services Roundtable.