Columnist Mary Stephan says she finds the term "home-based agent" derogatory, overused and insulting. Attorneys, accountants, caterers, realtors and other professionals work from home and are not given the "home-based" label. "Let's retire the term 'home based agents. We are all travel professionals," Stephan writes. "And, if anyone asks what I do -- I am a travel consultant. If they ask me where I work -- I tell them I have a home office. No further explanations needed."