President Barack Obama's proposed Small Business Jobs Act, if approved by Congress, will provide $30 billion to community banks to make it easier for them to lend to small businesses. The way it would work has a lot in common with the original Troubled Asset Relief Program. The measure allows the Treasury to buy up to $30 billion worth of stock in smaller banks, and the banks in turn would agree to lend up to $300 billion to small businesses that might not otherwise be able to borrow.

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