Employers are weighing their options for maintaining health-care benefits for their workers in light of the federal health-care reform law. Although many of the law's provisions don't kick in for several years, a leading manufacturer has already told its workers they will have to pay a higher share of health premiums because of the new law. The Obama administration says the law is structured to provide incentives for employers to cover their employees' health plans. The Congressional Budget Office predicted the new law will lead only about 3 million Americans to drop job-based plans and seek health insurance elsewhere.

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