Every small-business owner worries about cash flow, and furniture maker Paul Downs is no exception. In a series of blog posts, he is chronicling one week of cash-flow headaches, including this post on the issue of trying to accommodate a customer who asked for terms of "net 30." "Looking at my cash flow schedule, I see I can't" do it, Downs writes -- although he manages to keep the order with some creative negotiation.

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