The government should not recommend specific essential services as a qualifier for health plans to participate in insurance exchanges, according to AHIP's written testimony to the IOM. AHIP wrote the 10 benefit categories already in the health reform law outline an "appropriate set" of services to include. "Broadening the scope of the essential health benefit package could have the unintended consequence of making products unaffordable and thereby limit access and consumer choice," wrote Carmella Bocchino, AHIP's executive vice president of clinical affairs and strategic planning.

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