Bad credit scores often leave would-be workers in a Catch-22: Unemployment caused scores to go down for many, and low scores could prevent the applicants from getting a job that could help fix the problem. However, before you assume that pre-employment credit checks are invasive and unnecessary, think about what insights they offer. "[I]f a person is responsible in one area of their life (money) it stands to reason they'll be responsible in other areas," Suzanne Lucas writes. As long as credit checks are a part of the hiring process, and not the basis for hiring decisions, credit checks are beneficial, Lucas writes.

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